Category: Mortgage & Financing Advice

The Independence of Home Ownership

The independence of home ownership should be celebrated as well on this July 4, Independence Day. As we celebrate our nation's independence, let's also take a moment to recognize the freedom and pride that comes…
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Building Equity in Your Home

Building equity in your home is a cornerstone of long-term financial stability and wealth accumulation. There are some key strategies to use to help you increase equity in your home. By implementing these strategies, you…
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Homeowners Insurance and Your Monthly Payment

Hi there! Kelly Pearson from Kelly Pearson Realty Group, the best realtor in Allen, Texas, here. Today, we're diving into a common homeownership question: how does homeowners insurance impact your overall monthly payment? Understanding PITI…
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Reasons to Refinance Your Home

Reasons to refinance your home can vary. Simply put, “refinancing” means paying off your current mortgage and replacing it with a new mortgage. There are several reasons that make refinancing your home a decision worth…
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Should I Buy or Rent a Home in Allen

Making the decision to buy or rent a home can be challenging. In Allen, Texas, the choice depends on your circumstances and goals. Let's explore both options to help you decide. Benefits of Buying a…
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What Your Credit Score Means For a Mortgage

What your credit score means for a mortgage? It means you’ll fare better when buying a home. A strong credit score is crucial for favorable mortgage terms when buying a house, impacting the interest rate…
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What to Plan For in a New Home

What to plan for in a new home when you’ve just moved in? Plan for what you know (and don’t know) can happen next. You’ve going to want to start saving to cover all the…
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